Finance

Welcome to Our Mercedes-Benz Finance Department

Your new and used automotive financing experts

At Mercedes-Benz Surrey, we offer competitive auto loan financing rates and terms on our great selection of new and used trucks, cars, and SUVs. Our Mercedes-Benz car financing experts are here to guide you through the financing process and help you get into your new vehicle. Take a moment to learn about all of the helpful financial tools we offer on our website that can help you streamline the shopping process. Then, contact Mercedes-Benz Surrey’s finance team to take the next step near Langley. 

Our Online Shopping Tools

Before you contact our Mercedes-Benz finance department to start negotiating the terms of auto loan financing, take a moment to review some of our online tools. White Rock drivers can streamline most of the process of Mercedes-Benz car financing from home in a matter of minutes.

Differences Between Leasing vs. Buying

One of the first decisions that Richmond drivers will need to make before initiating the auto loan financing process is deciding whether they prefer to lease or buy. If it’s been a while since you reviewed the options, here’s a quick recap of how Mercedes-Benz car financing (buying) and leasing differ:

• Finance to Buy: When you finance, you take out a loan on the full value of a vehicle. While it requires a larger down payment and monthly payments, you’re paying off a loan with the intention to own. This means that you retain the right to sell the vehicle, and you’ll see a percentage of the money you’ve put towards the principal of your loan returned to your bank account. Other pluses are that you won’t have monthly mileage limits, and you can customize your vehicle however you like!
• Leasing a Vehicle: When you lease, you don’t have large down payment requirements, and your monthly payments will be smaller. This is because your loan will only cover the amount of value that depreciates during the course of your temporary lease term. While you won’t get to build equity, leasing is great for keeping monthly costs low—plus, when your lease expires, you have lots of flexibility. You can walk away from, renew, swap out, and finance the remaining value of your lease!

Reach Out to Our Mercedes-Benz Finance Department in Surrey

Do you have any questions about auto loan financing? Just give our financial experts a call at 604-581-7662 for help! We’re happy to help you navigate the financial side of buying a car. While you’re here, take a moment to get better acquainted with Mercedes-Benz models by exploring our Mercedes-Benz research guides!